WELCOME TO CORNWELL INSURANCE SERIVCES

Your Local Partner in Life & Health Coverage

At Cornwell Insurance Services, we believe that life & health insurance should be personal, not impersonal. That’s why we offer local, dependable service—not a 1-800 number. We're here in your community, providing affordable and reliable solutions tailored for individuals and families under 65.

Your Health Can Change Tomorrow — Enroll Today

WHAT WE OFFER

Our mission is simple: to guide you with integrity, transparency, and personalized care, helping you find coverage that fits your needs and your budget. Whether you're navigating life changes, starting a family, or simply want peace of mind, we’re here to ensure you have access to quality protection for what matters most.

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Health Insurance

We offer flexible, reliable health insurance solutions designed to fit your life—whether you're looking for individual coverage, protecting your family, or supporting your employees. Our plans prioritize affordability, comprehensive care, and peace of mind, with access to trusted providers and customizable options to match your needs and budget.

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Life Insurance

Our life insurance solutions provide dependable protection and peace of mind for you and your loved ones. Whether you’re looking for term coverage or whole life, we offer personalized plans to meet your unique needs and budget. Life insurance can help support your family’s future, and more—so you can rest easy knowing they’ll be taken care of no matter what.

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Final Expense Insurance

Our final expense insurance plans are designed to ease the financial burden on your loved ones during a difficult time. We offer straightforward, affordable policies that help cover funeral costs, medical bills, and other end-of-life expenses. With flexible options and personalized support, we make it easy to find peace of mind knowing your legacy is protected.

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Annuities

Our annuity options are built to provide long-term financial security and dependable income for your retirement years. Whether you're planning ahead or looking to grow your savings with stability, we offer personalized annuity solutions tailored to your goals. Our annuities help you protect your assets, grow your investments, and ensure a steady income stream.

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IRA’s

Our Individual Retirement Accounts (IRAs) are designed to help you grow your savings and secure a more comfortable future. Whether you choose a Traditional or Roth IRA, we’ll guide you toward the best option based on your goals, income, and timeline. With tax advantages, flexible contribution options, and expert support, our IRA’s make it easier to plan for retirement.

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IUL

Our Indexed Universal Life Insurance (IUL) policies offer a powerful combination of lifelong protection and tax-advantaged growth potential. With flexible premiums, the ability to build cash value linked to market indexes, and a death benefit that supports your loved ones, IUL is a smart solution for those looking to protect their future while building wealth.

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Medicare

Navigating Medicare doesn’t have to be complicated. We offer expert guidance and tailored Medicare solutions to help you find the right coverage for your health and budget. Whether you're new to Medicare or exploring supplemental options like Medicare Advantage or Part D prescription plans, we’re here to simplify the process and ensure you get the benefits you deserve.

We’re Here To Help You Protect What Matters Most & Plan Confidently For The Future.

We’re proud to offer local, customized support for all your insurance, retirement, and financial protection needs. Whether you're planning for the future, protecting your family, or exploring options for your health and financial wellbeing, we take the time to understand your goals and build solutions that fit your life.

From individual and family coverage to employer plans and retirement strategies, everything we offer is designed with flexibility, clarity, and your best interests in mind.

Let’s start the conversation—contact us today to explore personalized options that give you confidence for whatever comes next.

ABOUT US

Who We Are

At our core, we’re a local, family-focused life and health insurance agency dedicated to serving the people and businesses of the Greater Chattanooga area—with the kind of personal care and attention you simply won’t get from a 1-800 number. We're proud to call this community home, and we’re actively involved in it every day.

We understand that insurance isn’t just about policies—it’s about people.

That’s why we take the time to listen, understand your needs, and provide thoughtful, customized solutions for individuals, families, and business owners alike. With experience on both sides of the table, we know what matters to employers and employees and how to support each with clarity and compassion.

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We’re Here To Help

Whether you have questions about coverage, want to explore your options, or are ready to schedule a one-on-one consultation, we’d love to connect. Just fill out the form below, and a member of our team will reach out to you directly. No call centers, no pressure—just honest guidance from people who care.